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Financing A First Home Purchase

Real Estate

As the summer winds down, buyers will get back to considering a home purchase in the Fall.

We are asked all of the time about the down payment required to buy a home. There are rules on this, set by the government and the banks and there are also guidelines.

While money is inexpensive as interest rates are low, getting a mortgage is not a given. We highly recommend that anyone considering a purchase should talk with a mortgage broker and/or a senior financial advisor at their bank prior to going out to see a home that is for sale.

We are very happy to share this recent article from Money Sense magazine as it is a great primer on down payments. Money Sense

If you have any other questions, do not hesitate to give us a call. We are your guide to the maze!

Our Blog

Stay up to date on the latest trends in real estate.

2025 Mid-Year Luxury Real Estate Market Report: Key Trends and Insights

Explore global and local market drivers, buyer trends, and opportunities in the high-end property market.

Market Update - January 2025

2024 Reflections & 2025 Predictions

RK Newsletter - January 2025

Resilience, Taking Initiative and Planning Ahead

State of Luxury Report by Sotheby's International Realty Canada

How population growth and declining interest rates shaped Canada's luxury real estate market in 2024

Navigating the Mortgage Updates in Canada

When it comes to the updates, we can understand why you may be confused by the changes and the actual impact for you.

TRESA and the Open Offer Process

The new legislation and regulations are designed to provide consumers more choice and protection during their real estate transactions.

Timing - The Bulb Blogs

Truth is, it really depends on the particular bulb and generally you want to work backwards from when they are going to flower.

Buying: What & Where? - The Bulb Blogs

How to buy when it comes to flower bulbs for her garden here in Oakville, Ontario.

Hiring an Architect for Your Next Project: Your Top 6 Questions Answered

A client should engage an architect right from the beginning to navigate the complicated process of designing and having a house constructed.

Work With Us

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact us today.

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