Leave a Message

Thank you for your message. We will be in touch with you shortly.

Protect Yourself From Mortgage Fraud

Real Estate

Today's Sales Meeting was a discussion about the recent mortgage frauds. Many of you have asked us how this could happen. Well, we can tell you that this is a sophisticated operation and as you know, professional thieves know what they are doing. Homeowners can do a couple of things to protect themselves. First of all, know that mortgage-free homes are the targets. There is both Title Fraud and Mortgage Fraud.
 
  1. Protect yourself from mortgage fraud by getting a Home Equity Line of Credit on your property. This should serve as a way to stop this. You don't have to use it. But it does show up as a 'mortgage' on your home, even though you are not using it.
  2. Title Insurance will cover you for title fraud. This is how that one couple whose home was sold to innocent buyers was protected. Title Insurance became a thing in the early 2000s. It is still an optional Closing cost. Buyers are asked by their lawyers when they purchase a new home if they would like to add it. Many lawyers actually recommend and/or make it mandatory now. Check your purchase documents. If you bought Title Insurance it will be noted in your Statement and your policy might be included there. Title Insurance does cover fraud, but you must be sure that there is enough coverage. Homeowners can add or upgrade their Title Insurance policy, even though they may have purchased their home years ago.
 
Have a question about this, call us. We are your real estate advisors for life!

Our Blog

Stay up to date on the latest trends in real estate.

Closing Costs For Burlington Homebuyers, Explained

Community

Happy New Year From Our Family to Yours & A Quick Market Update

Explore real estate trends, 2026 team check-in, and what today’s balanced market really means for you.

Real Estate

Earlier Is Better: Why Listing Early in 2026 Could Be Your Smartest Move Yet

Balanced markets, elevated inventory, and changing buyer behaviour are rewriting the Ontario real estate calendar

Community

Oakville’s Midtown: Not Just Growth — It’s About Livability

Oakville Midtown Update: What the Provincial Planning Dispute Means for Residents

Real Estate

Status Certificates For Mississauga Condo Buyers

what a status certificate includes, red flags, timelines, and protective clauses for Erin Mills condo buyers.

Real Estate

Pre-Construction vs Resale Condos In Central Oakville

Deposits, cooling-off rights, HST, interim occupancy, and assignments.

Community

Fresh Starts This September: Real Estate Trends & Local Finds

Fresh starts, fall routines, and the latest on the September real estate market in Oakville & beyond.

Community

Top Things to Do in Burlington This Summer (2025 Guide)

Discover the best things to do in Burlington this summer 2025—festivals, waterfront fun, outdoor escapes, family activities, and top dining spots.

Community

Top Things to Do in Oakville This Summer (2025 Guide)

From lakeside trails and art shows to live music and patios, here’s your guide to making the most of summer 2025 in Oakville.

Work With Us

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact us today.

Follow Us On Instagram