Leave a Message

Thank you for your message. We will be in touch with you shortly.

Protect Yourself From Mortgage Fraud

Real Estate

Today's Sales Meeting was a discussion about the recent mortgage frauds. Many of you have asked us how this could happen. Well, we can tell you that this is a sophisticated operation and as you know, professional thieves know what they are doing. Homeowners can do a couple of things to protect themselves. First of all, know that mortgage-free homes are the targets. There is both Title Fraud and Mortgage Fraud.
 
  1. Protect yourself from mortgage fraud by getting a Home Equity Line of Credit on your property. This should serve as a way to stop this. You don't have to use it. But it does show up as a 'mortgage' on your home, even though you are not using it.
  2. Title Insurance will cover you for title fraud. This is how that one couple whose home was sold to innocent buyers was protected. Title Insurance became a thing in the early 2000s. It is still an optional Closing cost. Buyers are asked by their lawyers when they purchase a new home if they would like to add it. Many lawyers actually recommend and/or make it mandatory now. Check your purchase documents. If you bought Title Insurance it will be noted in your Statement and your policy might be included there. Title Insurance does cover fraud, but you must be sure that there is enough coverage. Homeowners can add or upgrade their Title Insurance policy, even though they may have purchased their home years ago.
 
Have a question about this, call us. We are your real estate advisors for life!

Our Blog

Stay up to date on the latest trends in real estate.

Old Oakville Luxury And Waterfront Real Estate Guide

Community

Opportunities for Buyers & Run 4 Lighthouse – Go Canada Go!

February market feelings for both Buyers and Sellers, and opportunities to participate with the team in 2026!

Real Estate

Condo And Townhome Living In Kerr Village And Central Oakville

Thinking about a condo or townhome in Kerr Village or Central Oakville? See 2026 prices, buildings, commute, and buyer tips.

Community

Family Day Weekend in the GTA: Best Things to Do in Oakville, Burlington & Toronto (2025)

Explore things to do in Oakville, Toronto, and Burlington—from Bronte Creek and St. Lawrence Market to Royal Botanical Gardens and more.

Real Estate

2026 Luxury Real Estate Outlook: What Global Trends Mean for Toronto & the GTA

Here’s what the 2026 outlook means for buyers and sellers across the GTA.

Real Estate

Living In Bronte: Oakville’s Harbourfront Village Explained

Thinking about Bronte in Oakville? Discover homes, walkability, harbour life, transit, and day-to-day living to see if it fits your lifestyle.

Real Estate

Closing Costs For Burlington Homebuyers, Explained

Closing costs Ontario homebuyers face in Burlington—taxes, legal fees, insurance, and real cost examples.

Community

Happy New Year From Our Family to Yours & A Quick Market Update

Explore real estate trends, 2026 team check-in, and what today’s balanced market really means for you.

Real Estate

Earlier Is Better: Why Listing Early in 2026 Could Be Your Smartest Move Yet

Balanced markets, elevated inventory, and changing buyer behaviour are rewriting the Ontario real estate calendar

Work With Us

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact us today.

Follow Us On Instagram